The Fine Print (our Terms of Use)

These terms of use shall apply to Goji.com and any domains and affiliated websites (collectively, the "Sites") owned and operated under the "Goji" and "Consumer United" brands by Consumers United, Inc., and its licensed insurance agency affiliates Consumer United LLC, CU Insurance – MA, LLC, and National Consumers United, LLC. We use the terms "We", "Goji", or the "Company" to refer to each of these entities, as applicable.

You Agree to These Terms by Using the Site

Your access to, and use of, Goji.com or related sites is subject to the following Terms of Use and all applicable laws and regulations. By accessing and using the Site, you accept, without limitation or qualification, these Terms of Use, and acknowledge that any other agreements between you and Goji are superseded with respect to this subject matter. If you do not agree and accept, without limitation or qualification, these Terms of Use, please exit the Site.

Ownership of Content

The Site and all of its contents including, but not limited to, all text and images ("Content") are owned and copyrighted by Goji or other third parties used here under license with all rights reserved unless otherwise noted. Any Content that is a trademark, logo, or service mark is also a registered or unregistered trademark of the Company or other third parties used here under license. Your use of any Content, except as provided in these Terms of Use, without the written permission of the Content owner is strictly prohibited. You are also advised that Goji will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

Your Use of the Site

You may download Content other than images of people, but only for noncommercial, personal use and provided that you also retain all copyright and other proprietary notices contained on the Content. Images of people that are included in our Content may never be used without Goji'specific, written permission.

You may not distribute, modify, copy (except as set forth above), transmit, display, reuse, reproduce, publish, license, create derivative works from, transfer, sell or otherwise use Content without Goji's written permission.

You are prohibited from using the Site to post or transmit any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law - We will fully cooperate with any law enforcement authorities or any court order requesting or directing Goji to disclose the identity of anyone posting or transmitting any such information or materials; and you are prohibited from using the Site to advertise or perform any commercial solicitation.

Privacy

Any personal data (for example, your name, address, residential or wireless telephone number or e-mail address) you transmit to the Site by electronic mail or otherwise will be used by Goji in accordance with our Privacy Policy. Any other communication or material you transmit to the Site, such as questions, comments, suggestions or the like, will be treated as non-confidential and nonproprietary.

Disclaimer of Warranties

ALL CONTENT IS SUBJECT TO CHANGE AND IS PROVIDED TO YOU "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you, and in such event the maximum liability due from Goji to you for any such warranty violation shall be $10.00. Without limiting the foregoing, Goji neither warrants nor represents that your use of any Content will not infringe the rights of any third parties nor that the Content will be accurate, complete or up-to-date. Additionally, with reference to any discussions, chats, postings, transmissions, bulletin boards, and the like that may be on the Site, We assume no responsibility or liability arising from any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law, contained in any such locations on the Site.

Exclusion of Liability

YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER GOJI, NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, OR EMPLOYEES NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE OR CONTENT WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. Please note that some jurisdictions may not allow the exclusion of certain damages, so some of the above exclusions may not apply to you, and in such event the maximum liability due from Goji to you for any such warranty violation shall be $10.00.

Links to Third Party Sites

The Site may contain links to sites owned or operated by parties other than Goji. Such links are provided for your convenience only. We do not control, and are not responsible for, the content or privacy policies on, or the security of, such sites. Without limiting the foregoing, Goji specifically disclaims any responsibility if such sites: (1) infringe any third party's intellectual property rights; (2) are inaccurate, incomplete or misleading; (3) are not merchantable or fit for a particular purpose; (4) do not provide adequate security; (5) contain viruses or other items of a destructive nature; or are libelous or defamatory. We do not endorse the content, or any products or services available, on such sites. If you establish a link to our Site or to any of the third party sites which may be linked from our Site, you do so at your own risk and without Goji’s permission. You accept the risk of any consequences or liability which may arise by you linking to our Site or any third party sites referenced above.

Export Control

Software and other materials from the Site may be subject to the United States’ Export Control Laws. The United States’ Export Control Laws prohibit the export of certain technical data and software to certain territories. No software from the Site may be downloaded or exported: (1) into Cuba, Iraq, Libya, North Korea, Iran, Sudan, Syria, or any other country to which the United States has embargoed goods; (2) to a national or resident of any of the above mentioned countries; (3) or anyone on the United States Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. We do not authorize the downloading or exportation of any software or technical data from the Site to any jurisdiction prohibited by the United States’ Export Control Laws.

Revisions to the Terms

Goji may at any time, and without notice, revise these Terms of Use by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms of Use.

Law and Jurisdiction

These Terms of Use and your use of the Site are governed by the laws of the Commonwealth of Massachusetts, USA, without regard to its choice of law provisions. The courts of general jurisdiction located within the City of Boston, Massachusetts, USA, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or the Site or in matters in which these Terms of Use and/or the Site are a material fact.

Updated: August 1, 2014.

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