How to Take Advantage of Home Insurance Discounts

Get the Discounts You Deserve

Reducing the chance that your home will be burglarized will not only help to protect your family and your belongings, it will also reduce your home insurance premium.

Installing a home security system or alarm in your house will help discourage potential burglars from entering your home and will also automatically notify authorities in the event of a break-in. Most insurance companies offer a 15-20% discount on your policy if you have a security system installed.

To get a free home security quote and qualify for an exclusive online offer from Protect America, click here.

Document Your Home Security Purchase

To make sure that you receive the insurance discounts you deserve, it is recommended that you document the purchase of your home security system by saving receipts and other paperwork. Insurance companies will require that you provide proof that you have a security system installed and will typically ask you to fax or mail them a copy of your home security certificate or a bill for your service.

How Much Will You Save?

The amount of the discount you will receive may vary based on the insurance carrier, your home's location, and your total overall premium. Typically, the discount will be at least 15% off the total premium for a one year homeowners insurance policy. Contact your insurance company's representative to find out exactly how much of a discount you will receive.

Take More Measures, Save More Money

Other simple measures you take to secure your home may also result in policy discounts. Some easy and affordable ways to protect your home from being burglarized include: install deadbolt locks on all doors that lead inside your home, place special locks on all ground floor windows, and set timers to turn your indoor and outdoor lighting on and off when you are not home.